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Budget for Christmas in Australia: 10 Simple Steps to Avoid January Debt

A worried young woman looking at Christmas expenses, holding shopping bags and stressing over holiday costs.

Christmas in Australia is always exciting, but it’s also one of the easiest times to lose track of spending. According to ASIC’s Moneysmart, Aussies were expected to spend around $783 each in 2024 on gifts, holidays and celebrations—yet 44% regretted their Christmas spending, and only 29% stuck to their budget. With Christmas 2025 shaping up […]