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Budget for Christmas in Australia: 10 Simple Steps to Avoid January Debt

A worried young woman looking at Christmas expenses, holding shopping bags and stressing over holiday costs.

Christmas in Australia is always exciting, but it’s also one of the easiest times to lose track of spending. According to ASIC’s Moneysmart, Aussies were expected to spend around $783 each in 2024 on gifts, holidays and celebrations—yet 44% regretted their Christmas spending, and only 29% stuck to their budget. With Christmas 2025 shaping up […]

Ready for Christmas? Here’s How to Spend Less and Enjoy More

Woman wrapping Christmas gifts at home on a floor.

The festive season is almost here – a time for family, food, and fun. But while Christmas should be about joy, it often brings financial stress. ASIC’s Moneysmart research shows that last Christmas, Australians spent an average of $783 on gifts, holidays, and celebrations. This highlights why it’s important to find ways to spend less […]